Micro Loans

Take advantage of the opportunity to continue to work and realize your plans for the future through the Bank Mantap Pension Credit. We provide credit facilities with competitive interest, easy terms, and fast service with a maximum ceiling of Rp. 350,000,000, - and a maximum period of 15 years.

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Benefits / Facilities:

  1. Financing the working capital, investment and consumption needs
  2. Liquidation can be done at once or withdrawn at any time
  3. Principal installment payment
  4. Interest payment

Fees: 

  1. Administration and provision fees
  2. Notary/PPAT fees and collateral binding (including checking the validity of the certificate)
  3. Independent appraisal and guarantee checking fees
  4. The cost of loss insurance premiums and life insurance
  5. Costs incurred (late penalty/expedited settlement)

Terms of Submission of Credit (Individual): 

  1. Photocopy of applicant's numbers (husband / wife) ID and NPWP
  2. Photocopy of Family Card and Marital Certificate
  3. Photocopy of Certificate of Business
  4. Document Ownership of Stall / kiosk and child diploma.

Terms of Submission of Credit (usiness entity):

  1. Business Legality (SIUP, TDP, SITU, NPWP)
  2. Copy of Checking Account / Savings / Deposit
  3. Evidence of last year's UN payments
  4. Photocopy of invoices and receipts
  5. Photocopy of Practicle License
  6. Photocopy of deed of establishment and latest amendment
Kredit Usaha Rakyat (KUR) adalah kredit/pembiayaan modal kerja dan/atau investasi kepada debitur individu/perseorangan, badan usaha dan/atau kelompok usaha mikro yang produktif dan layak namun belum memiliki agunan tambahan atau agunan tambahan belum cukup.

Fitur Produk

Tujuan Kredit :Memenuhi kebutuhan modal kerja maupun investasi usaha dengan tujuan produktif.

Limit Kredit :Maksimal Rp 50.000.000,-  (lima puluh juta rupiah

Jangka Waktu :1.Kredit Modal Kerja maksimal 3 tahun 2.Kredit Investasi maksimal 5 tahun

Suku Bunga :Maksimal 6% p.a efektif

Sifat Kredit :Non revolving

Tunjangan Pengguna :Investasi/Modal Kerja

Sistem Pembayaran :Bulanan

Provisi :Sesuai ketentuan provisi KUR Mikro yang berlaku

Biaya Administrasi :Sesuai ketentuan biaya administrasi KUR Mikro yang berlaku

Agunan Pokok :Usaha atau obyek yang dibiayai

Agunan Tambahan dan Pengikat Agunan :Dilarang dimintakan agunan tambahan dan tanpa perikatan

Asuransi Jiwa dan Asuransi Kerugian : Tidak dipersyaratkan

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