Benefits / Facilities:

  1. Financing the working capital, investment and consumption needs
  2. Liquidation can be done at once or withdrawn at any time
  3. Principal installment payment
  4. Interest payment


  1. Administration and provision fees
  2. Notary/PPAT fees and collateral binding (including checking the validity of the certificate)
  3. Independent appraisal and guarantee checking fees
  4. The cost of loss insurance premiums and life insurance
  5. Costs incurred (late penalty/expedited settlement)

Terms of Submission of Credit (Individual): 

  1. Photocopy of applicant's numbers (husband / wife) ID and NPWP
  2. Photocopy of Family Card and Marital Certificate
  3. Photocopy of Certificate of Business
  4. Document Ownership of Stall / kiosk and child diploma.

Terms of Submission of Credit (usiness entity):

  1. Business Legality (SIUP, TDP, SITU, NPWP)
  2. Copy of Checking Account / Savings / Deposit
  3. Evidence of last year's UN payments
  4. Photocopy of invoices and receipts
  5. Photocopy of Practicle License
  6. Photocopy of deed of establishment and latest amendment