siMantap Reward Savings (SMARD)

The siMantap Reward Savings (SMARD) is a flagship savings product from Bank Mandiri Taspen designed to help customers achieve their dreams by allowing them to receive their desired items directly, without a lucky draw. Customers are free to choose rewards such as vehicles, precious metals, jewellery, gadgets, and more.

Benefits

1. Minimum placement: Rp10,000,000 (ten million rupiah)
2. Savings tenor: 3 to 120 months
3. Receive brand-new rewards equivalent to savings interest of up to 5.5% p.a.

SMARD Terms & Conditions

1. Available to both individual and non-individual customers.
2. The reward value is equivalent to the savings interest paid upfront for the agreed placement period.
3. An early withdrawal penalty will apply if the customer withdraws funds before maturity. The penalty amount is equal to the value of the reward received (including interest tax).
4. No monthly administration fee and no dormant account fee.

siMantap Reward Savings (SMARD) Funtastik

The siMantap Reward Savings (SMARD) Funtastik is a flagship savings product from Bank Mandiri Taspen that provides fixed monthly benefit payments over an agreed period, offering pensioners peace of mind throughout their retirement.

Benefits

1. Receive benefits equivalent to savings interest of up to 5.5% p.a. with a one-time fund placement.
2. Savings tenor ranges from 60 to 90 months (in one-month increments).
3. Benefit payment tenor ranges from 61 to 120 months (in one-month increments).
4. The first benefit payment is made in the month following account opening. The benefit payment period is longer than the savings tenor.

SMARD Terms & Conditions

1. Available to individual customers of Bank Mandiri Taspen.
2. Minimum placement amount: Rp300,000,000.
3. The early withdrawal penalty equals the total accumulated monthly benefit payments for the agreed period between the Bank and the customer (including tax).
4. No monthly administration fee and no dormant account fee.